A commercial loan for an SMB (Small and Medium Sized Businesses) can range from $10K up to $5M depending on the size of your business and the business funding needs. We help businesses with lines of credit, short term loans, and longer term commercial loans to grow their business, expand, buy inventory, and purchase commercial real estate.

At SMB Lender, we specialize in helping small businesses access the funding they need to grow and succeed. The Small Business Administration (SBA) is a federal agency that supports both new and established businesses by making financing more accessible. However, when you receive an SBA-backed loan, you’re not borrowing directly from the SBA. Instead, you’re securing funding through an approved financial institution that partners with the SBA to offer small business loans with competitive rates and flexible terms.

When you apply for an SBA loan through one of our SMB Lending partners, you’re securing financing from a trusted lender with the backing of the Small Business Administration (SBA). This partnership allows your business to access the funding it needs with more flexible terms. The advantages of an SBA-backed loan include easier qualification, extended repayment terms, and lower down payment requirements (sometimes $0), making it a smart financing solution for growing businesses.

At SMB Lender, our business lending specialists are ready to assist you with your SBA loan or commercial business line of credit application. We’re here to help you navigate the process and find the right financing solution for your business. The easiest way to get started is to use the online portal to start your application process. You’ll be given instructions on the documents we need in order to get you approved.

At SMB Lender, we understand that SBA loan processing times can vary based on the purpose of the loan. With access to Preferred Lenders, we work with top financial institutions to ensure your SBA loan application is processed efficiently and seamlessly, just like a conventional small business loan. Our goal is to help you secure the funding you need as quickly as possible. Because of our experience, we’ll tell you up front exactly what you need so we can limit surprises and delays.

At SMB Lender, our SBA loan programs are designed to support a wide range of business needs. You can use an SBA loan for business expansion, partner buyouts, tenant improvements, ground-up construction, equipment financing, and owner-occupied commercial real estate purchases, working capital, purchasing a businesses, or refinancing debt. Whatever your growth goals, we’re here to help you secure the right funding solution.